First and second mortgages from $100,000 to $25 million, secured by property in Brisbane, the Gold Coast and the Sunshine Coast, with indicative terms within 24 hours.
South East Queensland is one of our core markets, with $38 million currently on loan across 16 active facilities in Brisbane, the Gold Coast and the Sunshine Coast. We lend against residential, commercial and industrial property and land throughout the region.
Whether it is an urgent settlement in Brisbane, equity release on a Gold Coast property or a tax debt for a Sunshine Coast business, we assess on the security, the purpose and the exit, and come back within 24 hours.
We are not a replacement for your bank. We are the lender you use when the bank’s timeframe or template does not fit the situation, and the loan is written to hand you back to the bank when it does. Rates are indicative and subject to valuation, due diligence and formal approval.
| Feature | Verified Capital | A bank |
|---|---|---|
| Decision | Indicative terms within 24 hours | Weeks, often months |
| Assessed on | The property, the purpose and the exit | Financials, trading history and lending policy |
| Borrowers | SMEs, companies, trusts and investors | Consumers and businesses |
| Loan term | 1 to 24 months | Long term |
| Paperwork | Short, specific to the deal | Full application and ongoing covenants |
| Who you deal with | The people who assess, approve and fund | Relationship managers and a credit committee |
| Rates and fees | Every rate and fee set out upfront in the letter of offer | Lower rate if the business qualifies |
Tell us about the property, the amount you need, the purpose and how the loan will be repaid. Your broker can submit on your behalf.
If the scenario fits, we issue a letter of offer within 24 hours with every rate and fee set out upfront.
We instruct an independent valuation and complete our credit and title checks.
Our solicitors prepare the documents and we settle on your timeframe, then stay your point of contact through to repayment.
2nd mortgageSettledEquity released behind an existing bank facility to pay out an ATO liability, without disturbing the bank loan. Repaid from a bank refinance once the tax position was clean.
1st mortgageSettledA Gold Coast developer’s construction lender withdrew with a twelve-townhouse project 70% complete and the builder in liquidation. We funded completion with a replacement builder, drawn against progress. Repaid from the sale of the first six units.
Send us the details and we will come back to you within 24 hours.
Contact us