Property-backed finance, structured around the deal.
First and second mortgages from $100,000 to $25 million for urgent settlements, bridging, refinances, tax debt and working capital, with indicative terms within 24 hours.
Two Ways To Access Capital
Whether you need senior funding or want to draw on equity behind an existing lender, the structure follows the transaction.
First mortgage loans when the bank can’t move.
Borrow $500,000 to $25 million against property you own or are buying. Indicative terms within 24 hours, settlement on your date, and a straight answer either way.
- Borrow
- $500,000 – $25 million
- Loan term
- 1 to 24 months
- Borrow up to
- 75% of the property value
- Settlement
- In as little as 2–3 days
Second mortgage loans. Unlock equity, keep your bank loan.
Borrow against the equity in property you already own without refinancing your existing bank loan. Indicative terms within 24 hours and settlement in days.
- Borrow
- $100,000 – $10 million
- Loan term
- 1 to 24 months
- Borrow up to
- 75% including your first mortgage
- Settlement
- In as little as 2–3 days
- $100K – $25M
- Loan size
- Up to 75%
- Maximum LVR
- 1 – 24 months
- Loan terms
- 24 hours
- Conditional approval
Scenarios We Solve
These are the situations we see most often. If yours is not listed it is still worth a call, because if the property and the exit stack up we can usually structure something.
Bridging finance. Short-term capital until your exit lands.
A property or asset is being sold and the business needs the capital before settlement.
Learn moreBusiness & Working Capital LoansBusiness and working capital loans, secured by your property.
Materials, labour or stock needed before the customer pays.
Learn moreATO & Tax Debt FinanceATO and tax debt finance. Clear the ATO, keep the business.
A payment date that cannot move, with personal liability for directors if it is missed.
Learn moreCreditor & Debt Consolidation FinanceDebt consolidation finance. Roll every repayment into one.
Several repayments a month across different lenders, some at high rates.
Learn moreDOCA & Insolvency FinanceDOCA and insolvency finance. Fund the deed, bring the business back.
Creditors have voted, the contribution is set, and the deadline is fixed.
Learn moreUrgent Settlement FinanceUrgent settlement finance. Settle on time, every time.
Approval withdrawn or delayed with settlement days away and a deposit at risk.
Learn moreTurnaround Business FinanceTurnaround business finance when the bank has stepped back.
You need to pay it out or replace it before the business can move.
Learn moreIncomplete Construction FinanceIncomplete construction finance to get a stalled build finished.
The facility has expired or been cancelled with the build part-way through.
Learn moreRefinance Private LoansRefinance your private loan. We can take it over.
The term ends before your sale or bank approval completes, and default interest is about to apply.
Learn moreNot sure which facility fits?
Give us a call and discuss your scenario.
Private lending across Australia
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