First and second mortgages from $100,000 to $25 million, secured by Canberra property, with indicative terms within 24 hours and settlement on your date.
We lend in Canberra and the surrounding region against residential, commercial and industrial property, including Queanbeyan and the nearby NSW towns. Canberra’s stable property market and strong employment base make it a market we are comfortable lending into.
As with everywhere we lend, the loan turns on the property, the purpose and the exit. If a Canberra property stacks up and the repayment plan is clear, we can usually structure something, and you will hear within 24 hours.
We are not a replacement for your bank. We are the lender you use when the bank’s timeframe or template does not fit the situation, and the loan is written to hand you back to the bank when it does. Rates are indicative and subject to valuation, due diligence and formal approval.
| Feature | Verified Capital | A bank |
|---|---|---|
| Decision | Indicative terms within 24 hours | Weeks, often months |
| Assessed on | The property, the purpose and the exit | Financials, trading history and lending policy |
| Borrowers | SMEs, companies, trusts and investors | Consumers and businesses |
| Loan term | 1 to 24 months | Long term |
| Paperwork | Short, specific to the deal | Full application and ongoing covenants |
| Who you deal with | The people who assess, approve and fund | Relationship managers and a credit committee |
| Rates and fees | Every rate and fee set out upfront in the letter of offer | Lower rate if the business qualifies |
Tell us about the property, the amount you need, the purpose and how the loan will be repaid. Your broker can submit on your behalf.
If the scenario fits, we issue a letter of offer within 24 hours with every rate and fee set out upfront.
We instruct an independent valuation and complete our credit and title checks.
Our solicitors prepare the documents and we settle on your timeframe, then stay your point of contact through to repayment.
2nd mortgageSettledA Canberra government contractor was awarded a two-year contract but needed working capital to hire before the first invoice cycle. Secured behind the existing bank loan on their office and repaid from contract cash flow.
Send us the details and we will come back to you within 24 hours.
Contact us