Direct private credit when certainty counts.

We understand how businesses actually run: cash flow moves in cycles, opportunities come up at short notice and the numbers on paper rarely tell the whole story. We look at the property, what the funds are for and how the loan will be repaid, then structure the facility to suit. That means a loan amount, term and repayment schedule built around your business, with interest serviced monthly or capitalised into the loan if that works better for your cash flow.

We take a first or second mortgage over residential, commercial, industrial property or land, in metropolitan and regional Australia. A second mortgage lets you draw on equity in a property without refinancing the bank loan already on it, and where one property is not enough on its own we can secure the facility across more than one.

When a deadline is real, we move at the pace it demands. You receive indicative terms within 24 hours of a complete scenario, with every rate and fee set out upfront so there are no surprises at settlement. From there we work alongside your broker and solicitor to settle purchases, notices to complete, refinances and ATO deadlines on time.

You deal directly with the people who assess, approve and fund the loan, from the first call through to repayment. There is no credit committee, no call centre and no handover between departments. If a scenario is not right for us you will hear that early, with a straight answer, so you can take it elsewhere without losing time.